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Motorcycle Finance Department
Riding High Harley-Davidson® offers competitive motorcycle financing rates and terms on all of our new and used Harley-Davidson® motorcycles. Our Harley-Davidson® financial experts are here to guide you through the motorcycle financing process so you can quickly get out on the open road and start riding.
We work with all credit types to find the lowest motorcycle loan interest rate possible. You can use our online payment calculator to calculate your monthly payments or you can take the next step toward your dream Harley® and fill out our secure online Harley-Davidson® finance application and receive a decision in a matter of minutes.
Call us at 336-489-4867 to speak with our finance department or Apply Online to get started today.
FAQ:
What information is required to apply for Harley-Davidson® financing?
You only need basic information such as home address, date of birth, contact information, social security number, employer and income.
Is applying online secure?
The data you provide in your online Harley® financial application is sent over an encrypted connection and stored on a secure database.
How do I submit a Harley-Davidson® financial application as a military customer?
You submit a standard online finance application with your employer listed and then discuss the options available for active military personnel with Riding High Harley-Davidson®.
Can I buy a Harley® from a private party and finance it through Harley-Davidson®?
Yes. The Harley-Davidson® Rider-To-Rider financing program facilitates used private party sales.
Can I add Harley® parts, accessories and riding gear to the Harley-Davidson® loan?
Yes. Make your Harley® your own by customizing it at the time of purchase and adding the parts and accessories to the loan. You can even add riding gear such as helmets, jackets, and more.
Disclaimer
LOW APR OFFER
2023 STREET GLIDE® ST IN WHITE SAND PEARL
*Financing Offer available only on select, untitled 2022 and 2023 Harley-Davidson® Grand American Touring, Adventure Touring, Trike and Cruiser motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Anniversary, CVO™ and Icons models are excluded. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 48-month term. For example, a 2023 Street Glide® ST motorcycle in White Sand Pearl with an MSRP of $30,749, no down payment and amount financed of $30,749, 48-month repayment term, and 1.99% APR results in monthly payments of $666.97. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by May 31, 2024. This Financing Offer is valid during the period of April 1, 2024, to May 31, 2024. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See your Harley-Davidson® Dealership for details.
2023 PAN AMERICA® 1250 IN VIVID BLACK
*Financing Offer available only on select, untitled 2022 and 2023 Harley-Davidson® Grand American Touring, Adventure Touring, Trike and Cruiser motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Anniversary, CVO™ and Icons models are excluded. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 48-month term. For example, a 2023 Pan America® 1250 motorcycle in Vivid Black with an MSRP of $17,699, no down payment and amount financed of $17,699, 48-month repayment term, and 1.99% APR results in monthly payments of $383.90. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by May 31, 2024. This Financing Offer is valid during the period of April 1, 2024, to May 31, 2024. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See your Harley-Davidson® Dealership for details.
2023 FAT BOY® 114 IN BRIGHT BILLIARD BLUE
*Financing Offer available only on select, untitled 2022 and 2023 Harley-Davidson® Grand American Touring, Adventure Touring, Trike and Cruiser motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Anniversary, CVO™ and Icons models are excluded. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 48-month term. For example, a 2023 Fat Boy® 114 motorcycle in Bright Billiard Blue with an MSRP of $20,724, no down payment and amount financed of $20,724, 48-month repayment term, and 1.99% APR results in monthly payments of $449.52. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by May 31, 2024. This Financing Offer is valid during the period of April 1, 2024, to May 31, 2024. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See your Harley-Davidson® Dealership for details.
CUSTOMIZATION CREDIT
**$1,000 or $2,000 incentive valid for in-dealership purchase of Genuine Harley-Davidson® Parts & Accessories and/or Apparel & Licensed merchandise in connection with the purchase of select Grand American Touring, Adventure Touring, Trike and Cruiser Motorcycles valid at participating Harley-Davidson® dealerships within the U.S. including Alaska and Hawaii. Offer valid toward the purchase of select new, untitled 2022 or 2023 Harley-Davidson® Grand American Touring, Adventure Touring, Trike and Cruiser motorcycles available and in stock at participating H-D® dealers between April 1, 2024 and May 31, 2024. Offer may not be available in all states. Touring models Road King® Special and Electra Glide® Highway King are excluded. Harley-Davidson® Anniversary, CVO™, Icons Motorcycle Collection and Police Duty Motorcycles are excluded. Offer cannot be redeemed for cash or cash equivalent. Offer is subject to change at any time without notice. Void where prohibited or restricted by law. Dealer participation may vary. Additional restrictions apply, see your Harley-Davidson® Dealership for details.