Riding High Harley-Davidson® offers competitive motorcycle financing rates and terms on all of our new and used Harley-Davidson® motorcycles. Our Harley-Davidson® financial experts are here to guide you through the motorcycle financing process so you can quickly get out on the open road and start riding.
We work with all credit types to find the lowest motorcycle loan interest rate possible. You can use our online payment calculator to calculate your monthly payments, or you can take the next step toward your dream Harley® and fill out our secure online Harley-Davidson® finance application and receive a decision in a matter of minutes.
Call us at 336-489-4867 to speak with our finance department or Apply Online to get started today.
FAQ:
What information is required to apply for Harley-Davidson® financing?
You only need basic information such as home address, date of birth, contact information, social security number, employer and income.
Is applying online secure?
The data you provide in your online Harley® financial application is sent over an encrypted connection and stored on a secure database.
How do I submit a Harley-Davidson® financial application as a military customer?
You submit a standard online finance application with your employer listed and then discuss the options available for active military personnel with Riding High Harley-Davidson®.
Can I buy a Harley® from a private party and finance it through Harley-Davidson®?
Yes. The Harley-Davidson® Rider-To-Rider financing program facilitates used private party sales.
Can I add Harley® parts, accessories and riding gear to the Harley-Davidson® loan?
Yes. Make your Harley® your own by customizing it at the time of purchase and adding the parts and accessories to the loan. You can even add riding gear such as helmets, jackets, and more.
$0 DOWN/LOW APR
*Financing Offer available only on select, new untitled 2025 or 2024 Street Glide® and Road Glide® or 2025 Street Glide® Ultra Harley-Davidson® motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Harley-Davidson® CVO™ motorcycles are excluded. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 36-month term. For example, a 2025 Road Glide motorcycle in Brilliant Red with Black trim and an MSRP of $30,199, no down payment and amount financed of $30,199, 36-month repayment term, and 2.50% APR results in monthly payments of $871.58. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by March 31, 2026. This Financing Offer is valid during the period of January 1, 2026 to March 31, 2026. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See dealer for details.
CUSTOMER CASH
**$2,500 incentive valid towards the purchase price of select new, untitled Road Glide and Street Glide Ultra motorcycles, $1,750 incentive valid towards the purchase price of select new, untitled Street Glide motorcycles, all available and in stock at participating H-D® dealers in the continental U.S. including Hawaii and Alaska. At participating dealers only. Offer valid on purchases made on and between January 1, 2026 to March 31, 2026. Offer cannot be used towards the down payment on a motorcycle. Offer not valid on previous purchases or future motorcycle orders after March 31, 2026. Please see your authorized Harley-Davidson® dealership to determine what offers, discounts or promotions, such as Harley-Davidson finance offers, can be combined with this Offer. Offer is subject to change at any time without notice. Void where prohibited or restricted by law. Cannot be redeemed for cash or cash equivalent and is non-refundable.

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